/* ===================================
   AFFINANZA — Premium Financial Brand
   Colori: #0B133C (blu scuro), #F84365 (rosso CTA)
   Font: Poppins + Montserrat
=================================== */

:root {
  --navy: #0B133C;
  --navy-light: #141d52;
  --red: #F84365;
  --red-dark: #E42B4E;
  --gray-bg: #E1E7F3;
  --gray-text: #666666;
  --dark-text: #222222;
  --white: #ffffff;
  --shadow: 0 4px 24px rgba(11,19,60,0.10);
  --shadow-lg: 0 8px 40px rgba(11,19,60,0.16);
  --radius: 10px;
  --transition: all 0.3s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Montserrat', sans-serif;
  font-size: 15px;
  color: var(--dark-text);
  background: #fff;
  line-height: 1.6;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: 'Poppins', sans-serif;
  line-height: 1.15;
  color: var(--dark-text);
}

a { text-decoration: none; color: inherit; transition: var(--transition); }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }

/* ---- CONTAINER ---- */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---- TOPBAR ---- */
.topbar {
  background: var(--navy);
  color: rgba(255,255,255,0.7);
  font-size: 13px;
  padding: 8px 0;
}
.topbar .container {
  display: flex;
  gap: 32px;
  align-items: center;
}
.topbar span { display: flex; align-items: center; gap: 6px; }

/* ---- HEADER ---- */
.site-header {
  background: #fff;
  position: sticky;
  top: 0;
  z-index: 999;
  box-shadow: 0 2px 20px rgba(11,19,60,0.08);
  transition: var(--transition);
}
.site-header.scrolled { box-shadow: var(--shadow-lg); }
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 2px;
  font-family: 'Poppins', sans-serif;
  font-size: 22px;
  font-weight: 900;
  letter-spacing: 1px;
}
.logo-a {
  background: var(--red);
  color: #fff;
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 900;
  margin-right: 4px;
  flex-shrink: 0;
}
.logo-text { color: var(--navy); }
.logo-white .logo-text { color: #fff; }

.main-nav {
  display: flex;
  align-items: center;
  gap: 6px;
}
.main-nav a {
  padding: 8px 14px;
  border-radius: 6px;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  font-weight: 500;
  color: var(--navy);
  transition: var(--transition);
}
.main-nav a:hover, .main-nav a.active {
  color: var(--red);
  background: rgba(248,67,101,0.06);
}
.main-nav .btn-nav {
  background: var(--red);
  color: #fff !important;
  padding: 9px 20px;
  border-radius: 6px;
  font-weight: 600;
  margin-left: 8px;
}
.main-nav .btn-nav:hover { background: var(--red-dark); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(248,67,101,0.35); }

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.burger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 32px;
  border-radius: 6px;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
  border: none;
}
.btn-primary {
  background: var(--red);
  color: #fff;
}
.btn-primary:hover {
  background: var(--red-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 24px rgba(248,67,101,0.40);
}
.btn-outline {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.5);
}
.btn-outline:hover { border-color: #fff; background: rgba(255,255,255,0.1); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-light); transform: translateY(-2px); }
.btn-lg { padding: 16px 44px; font-size: 16px; }

/* ---- SECTION TITLES ---- */
.section-tag {
  font-family: 'Montserrat', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--red);
  letter-spacing: 2px;
  text-transform: uppercase;
  display: block;
  margin-bottom: 12px;
}
.section-title {
  font-size: clamp(30px, 4vw, 50px);
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 16px;
  line-height: 1.1;
}
.section-title.white { color: #fff; }
.section-desc {
  font-size: 15px;
  color: var(--gray-text);
  line-height: 1.6;
  max-width: 580px;
}

/* ---- HERO SLIDER ---- */
.hero {
  position: relative;
  height: 84vh; min-height: 500px;
  overflow: hidden;
  background: var(--navy);
  display: flex;
  align-items: center;
}
.hero-slides { position: relative; width: 100%; height: 84vh; min-height: 500px; }
.hero-slide {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  opacity: 0;
  transition: opacity 0.8s ease;
  background-size: cover;
  background-position: center;
}
.hero-slide.active { opacity: 1; z-index: 2; }
.hero-slide::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(11,19,60,0.65);
}
.hero-slide-1 { background-image: url('../img/hero-1.jpg'); background-color: #1a2555; background-size:cover; background-position:center top; }
.hero-slide-2 { background-image: url('../img/hero-2.jpg'); background-color: #152048; background-size:cover; background-position:center center; }
.hero-slide-3 { background-image: url('../img/hero-3.jpg'); background-color: #0e1840; background-size:cover; background-position:center center; }
.hero-content {
  position: relative;
  z-index: 3;
  color: #fff;
  max-width: 720px;
  padding: 0 60px;
  animation: heroIn 0.8s ease forwards;
}
@keyframes heroIn {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}
.hero-content .section-tag { color: rgba(255,255,255,0.7); }
.hero-content h1 {
  font-size: clamp(42px, 6vw, 75px);
  font-weight: 900;
  color: #fff;
  line-height: 1;
  margin-bottom: 20px;
}
.hero-content p {
  font-size: 15px;
  color: rgba(255,255,255,0.85);
  line-height: 1.5;
  margin-bottom: 32px;
  max-width: 560px;
}
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-dots {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
  display: flex;
  gap: 10px;
}
.hero-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255,255,255,0.35);
  cursor: pointer;
  transition: var(--transition);
  border: none;
}
.hero-dot.active { background: #fff; width: 28px; border-radius: 5px; }
.hero-nav {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 10;
  display: flex;
  justify-content: space-between;
  width: 100%;
  padding: 0 20px;
  pointer-events: none;
}
.hero-nav button {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(255,255,255,0.15);
  backdrop-filter: blur(4px);
  border: 1px solid rgba(255,255,255,0.3);
  color: #fff;
  font-size: 20px;
  cursor: pointer;
  pointer-events: all;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero-nav button:hover { background: var(--red); }

/* ---- SERVICE CARDS ---- */
.services { padding: 100px 0; }
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 60px;
}
.service-card {
  background: #fff;
  border: 1px solid #e8edf5;
  border-radius: var(--radius);
  padding: 28px 24px;
  transition: var(--transition);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--red);
  transform: translateY(100%);
  transition: transform 0.4s ease;
  z-index: 0;
}
.service-card:hover::before { transform: translateY(0); }
.service-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.service-card > * { position: relative; z-index: 1; }
.service-card .icon {
  width: 60px;
  height: 60px;
  background: var(--gray-bg);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  font-size: 28px;
  transition: var(--transition);
}
.service-card:hover .icon { background: rgba(255,255,255,0.2); }
.service-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 8px; transition: var(--transition); }
.service-card:hover h3 { color: #fff; }
.service-card p { font-size: 14px; color: var(--gray-text); line-height: 1.5; transition: var(--transition); }
.service-card:hover p { color: rgba(255,255,255,0.85); }
.service-card .card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--red);
  margin-top: 16px;
  transition: var(--transition);
}
.service-card:hover .card-link { color: #fff; }

/* ---- VALUES SECTION ---- */
.values { padding: 100px 0; }
.values-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.values-image img {
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  width: 100%;
}
.values-image {
  position: relative;
}
.values-image::after {
  content: '';
  position: absolute;
  bottom: -20px;
  right: -20px;
  width: 120px;
  height: 120px;
  background: var(--red);
  border-radius: 16px;
  z-index: -1;
}
.check-list { margin: 20px 0 28px; display: flex; flex-direction: column; gap: 10px; }
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: var(--gray-text);
}
.check-list li::before {
  content: '✓';
  background: var(--red);
  color: #fff;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 2px;
}

/* ---- WHY AFFINANZA ---- */
.why-us {
  background: var(--gray-bg);
  padding: 100px 0 150px;
}
.why-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.feature-list { display: flex; flex-direction: column; gap: 28px; margin: 24px 0 32px; }
.feature-item { display: flex; gap: 20px; align-items: flex-start; }
.feature-icon {
  width: 44px;
  height: 44px;
  background: var(--navy);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 18px;
  flex-shrink: 0;
}
.feature-icon.highlight { background: var(--red); }
.feature-text h4 { font-size: 17px; font-weight: 700; margin-bottom: 4px; }
.feature-text p { font-size: 14px; color: var(--gray-text); line-height: 1.5; }

/* ---- STATS BAR ---- */
.stats-bar {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 30px 40px;
  margin-top: -70px;
  position: relative;
  z-index: 10;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}
.stat-item {}
.stat-label { font-size: 12px; color: #BABABA; font-family: 'Montserrat', sans-serif; }
.stat-icon { width: 64px; height: 64px; object-fit: contain; margin: 0 auto 10px; display: block; }
.stat-number {
  font-family: 'Poppins', sans-serif;
  font-size: 42px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}
.stat-title { font-size: 14px; font-weight: 600; color: var(--red); margin-bottom: 4px; }

/* ---- TESTIMONIALS ---- */
.testimonials { padding: 100px 0; }
.testimonials-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.testimonial-slider { display: grid; gap: 0; }
.testimonial-card {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 30px;
  display: none;
}
.testimonial-card.active { display: block; }
.testimonial-card p {
  font-size: 14px;
  color: #eee;
  line-height: 1.6;
  margin-bottom: 20px;
  font-style: italic;
}
.testimonial-meta { display: flex; align-items: center; gap: 14px; }
.testimonial-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--red);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  color: #fff;
  font-size: 18px;
  flex-shrink: 0;
}
.testimonial-name { font-family: 'Poppins', sans-serif; font-weight: 600; color: #fff; font-size: 15px; }
.testimonial-role { font-size: 12px; color: #aaa; }
.stars { color: #FFD700; font-size: 14px; margin-bottom: 16px; letter-spacing: 2px; }
.testimonial-dots { display: flex; gap: 8px; margin-top: 20px; }
.testimonial-dots button {
  width: 8px; height: 8px; border-radius: 50%; border: none;
  background: rgba(255,255,255,0.2); cursor: pointer; transition: var(--transition);
}
.testimonial-dots button.active { background: var(--red); width: 24px; border-radius: 4px; }

/* ---- CTA SECTION ---- */
.cta-section {
  background: var(--navy);
  background-image: url('../img/cta-bg.jpg');
  background-size: cover;
  background-position: center;
  background-size: cover;
  background-position: center;
  position: relative;
  padding: 80px 0;
}
.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(11,19,60,0.82);
}
.cta-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}
.cta-section .section-tag { color: var(--red); }
.cta-section h2 { font-size: clamp(28px, 4vw, 48px); font-weight: 700; color: #fff; margin-bottom: 16px; }
.cta-section p { color: rgba(255,255,255,0.75); font-size: 15px; line-height: 1.6; }
.cta-checklist { margin-top: 20px; display: flex; flex-direction: column; gap: 8px; }
.cta-checklist li { color: rgba(255,255,255,0.85); font-size: 14px; }
.cta-buttons { display: flex; flex-direction: column; gap: 16px; align-items: center; }

/* ---- PARTNERS ---- */
.partners { padding: 100px 0; }
.partners-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.partners-img img { border-radius: 16px; box-shadow: var(--shadow-lg); }

/* ---- LEGAL STRIP ---- */
.legal-strip {
  background: var(--gray-bg);
  padding: 60px 0;
}
.legal-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.legal-list { display: flex; flex-direction: column; gap: 8px; margin-top: 16px; }
.legal-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  color: var(--gray-text);
}
.legal-list li::before {
  content: '›';
  color: var(--red);
  font-size: 18px;
  font-weight: 700;
  line-height: 1.1;
  flex-shrink: 0;
}

/* ---- CONTACT INFO BOXES ---- */
.contact-boxes {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 32px;
}
.contact-box {
  background: var(--navy);
  border-radius: 8px;
  padding: 16px 20px;
  display: flex;
  align-items: center;
  gap: 14px;
  color: #fff;
}
.contact-box-icon {
  width: 40px;
  height: 40px;
  background: rgba(248,67,101,0.2);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--red);
  font-size: 18px;
  flex-shrink: 0;
}
.contact-box-title { font-size: 13px; font-weight: 600; color: #fff; margin-bottom: 2px; }
.contact-box-val { font-size: 13px; color: #ccc; }

/* ---- PAGE HERO (inner pages) ---- */
.page-hero {
  background: var(--navy);
  background-image: linear-gradient(135deg, #0B133C 0%, #1a2560 100%);
  padding: 80px 0 70px;
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: '';
  position: absolute;
  top: -40%;
  right: -10%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(248,67,101,0.15) 0%, transparent 70%);
}
.page-hero h1 { color: #fff; font-size: clamp(32px, 5vw, 56px); font-weight: 900; margin-bottom: 12px; }
.page-hero p { color: rgba(255,255,255,0.7); max-width: 540px; }
.breadcrumb { display: flex; gap: 8px; font-size: 13px; color: rgba(255,255,255,0.5); margin-bottom: 16px; }
.breadcrumb a { color: rgba(255,255,255,0.6); }
.breadcrumb a:hover { color: #fff; }
.breadcrumb span { color: var(--red); }

/* ---- FORMS ---- */
.form-section { padding: 80px 0; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  font-family: 'Poppins', sans-serif;
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: 12px 16px;
  border: 1.5px solid #dde2ef;
  border-radius: 8px;
  font-family: 'Montserrat', sans-serif;
  font-size: 14px;
  color: var(--dark-text);
  background: #fff;
  transition: var(--transition);
  outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--red);
  box-shadow: 0 0 0 3px rgba(248,67,101,0.1);
}
.form-group textarea { resize: vertical; min-height: 120px; }
.form-note { font-size: 12px; color: var(--gray-text); margin-top: 16px; }
.form-success {
  background: #e8f8ef;
  border: 1px solid #4caf50;
  border-radius: 8px;
  padding: 20px 24px;
  color: #2e7d32;
  display: none;
}

/* ---- ACCORDION ---- */
.accordion { margin-top: 32px; }
.accordion-item {
  border: 1px solid #dde2ef;
  border-radius: 8px;
  margin-bottom: 12px;
  overflow: hidden;
}
.accordion-header {
  padding: 18px 24px;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: #fff;
  transition: var(--transition);
}
.accordion-header:hover { background: var(--gray-bg); }
.accordion-header.open { color: var(--red); }
.accordion-header .arrow { transition: var(--transition); font-size: 18px; color: var(--red); }
.accordion-header.open .arrow { transform: rotate(180deg); }
.accordion-body { padding: 0 24px 20px; color: var(--gray-text); font-size: 14px; line-height: 1.7; display: none; }
.accordion-body.open { display: block; }

/* ---- TEAM CARDS ---- */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin-top: 60px;
}
.team-card { text-align: center; }
.team-avatar {
  width: 100px;
  height: 100px;
  background: var(--gray-bg);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-family: 'Poppins', sans-serif;
  font-size: 32px;
  font-weight: 700;
  color: var(--red);
}
.team-card h3 { font-size: 18px; margin-bottom: 4px; }
.team-card .role { font-size: 13px; color: var(--red); font-weight: 600; margin-bottom: 8px; }
.team-card p { font-size: 14px; color: var(--gray-text); }

/* ---- FOOTER ---- */
.site-footer { background: var(--navy); padding: 60px 0 0; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-brand p { color: rgba(255,255,255,0.6); font-size: 14px; line-height: 1.6; margin: 16px 0 20px; }
.footer-col h4 {
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 16px;
  letter-spacing: 0.5px;
}
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { color: rgba(255,255,255,0.6); font-size: 14px; }
.footer-col ul li a:hover { color: var(--red); }
.contact-list li { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,0.6); font-size: 14px; }
.contact-list li svg { width: 16px; height: 16px; color: var(--red); flex-shrink: 0; }
.contact-list li a { color: rgba(255,255,255,0.6); }
.contact-list li a:hover { color: #fff; }
.social-links { display: flex; gap: 10px; }
.social-links a {
  width: 36px; height: 36px; border-radius: 8px;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
}
.social-links a:hover { background: var(--red); color: #fff; }
.social-links svg { width: 16px; height: 16px; }
.footer-bottom {
  padding: 20px 0;
  text-align: center;
}
.footer-bottom p { color: rgba(255,255,255,0.4); font-size: 12px; line-height: 1.8; }
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--red); }
.disclaimer { font-size: 11px !important; color: rgba(255,255,255,0.25) !important; margin-top: 6px; }

/* ---- ALERT BOXES ---- */
.alert { padding: 16px 20px; border-radius: 8px; font-size: 14px; margin-bottom: 20px; }
.alert-success { background: #e8f8ef; border: 1px solid #4caf50; color: #2e7d32; }
.alert-error { background: #fce8e9; border: 1px solid #e53935; color: #c62828; }

/* ---- ANIMATIONS ---- */
.fade-in { opacity: 0; transform: translateY(24px); transition: opacity 0.6s ease, transform 0.6s ease; }
.fade-in.visible { opacity: 1; transform: translateY(0); }
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }


/* ---- WHATSAPP FLOATING ---- */
.wa-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 9999;
  background: #25D366;
  color: #fff;
  border-radius: 50px;
  padding: 14px 20px 14px 16px;
  display: flex;
  align-items: center;
  gap: 10px;
  box-shadow: 0 4px 20px rgba(37,211,102,0.45);
  transition: all 0.3s ease;
  text-decoration: none;
  font-family: 'Poppins', sans-serif;
  font-size: 14px;
  font-weight: 600;
}
.wa-float:hover {
  background: #1ebe5d;
  transform: translateY(-3px);
  box-shadow: 0 8px 28px rgba(37,211,102,0.55);
}
.wa-label { white-space: nowrap; }

/* ---- TOPBAR WHATSAPP ---- */
.topbar { background: var(--navy); color: rgba(255,255,255,0.7); font-size: 13px; padding: 8px 0; }
.topbar .container { display: flex; gap: 24px; align-items: center; }
.topbar span { display: flex; align-items: center; gap: 6px; }
.topbar-wa {
  margin-left: auto;
  color: #25D366 !important;
  font-weight: 600;
  font-size: 13px;
  display: flex;
  align-items: center;
  gap: 6px;
  font-family: 'Poppins', sans-serif;
}
.topbar-wa:hover { color: #1ebe5d !important; }
@media(max-width:768px){ .wa-label { display: none; } .wa-float { padding: 14px; border-radius: 50%; } }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
  .hero-content { padding: 0 40px; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .values-inner, .why-inner, .partners-inner, .testimonials-inner { grid-template-columns: 1fr; gap: 48px; }
  .cta-inner { grid-template-columns: 1fr; }
  .legal-inner { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .topbar { display: none; }
  .main-nav { display: none; position: fixed; top: 72px; left: 0; right: 0; background: #fff; padding: 20px; flex-direction: column; align-items: stretch; box-shadow: var(--shadow-lg); }
  .main-nav.open { display: flex; }
  .main-nav .btn-nav { text-align: center; }
  .burger { display: flex; }
  .hero-content { padding: 0 20px; }
  .hero-content h1 { font-size: 42px; }
  .services { padding: 60px 0; }
  .services-grid { grid-template-columns: 1fr; }
  .stats-bar { padding: 24px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .stat-number { font-size: 28px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .form-grid { grid-template-columns: 1fr; }
  .contact-boxes { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
}